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Poll: Do you have any emergency fund?
Autor da sequência: ProZ.com Staff
ProZ.com Staff
ProZ.com Staff
STAFF DO SÍTIO
Jul 26, 2024

This forum topic is for the discussion of the poll question "Do you have any emergency fund?".

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Maria Teresa Borges de Almeida
Maria Teresa Borges de Almeida  Identity Verified
Portugal
Local time: 12:51
Membro (2007)
Inglês para Português
+ ...
Yes Jul 26, 2024

I have been setting aside a certain amount every month for a while, which nowadays amounts to about six months to one-year expenses.
 
Kay Denney
Kay Denney  Identity Verified
França
Local time: 13:51
Francês para Inglês
. Jul 27, 2024

For my peace of mind, it's absolutely essential.

Josephine Cassar
Maria Teresa Borges de Almeida
Luis M. Sosa
Zea_Mays
 
IrinaN (X)
IrinaN (X)
Estados Unidos da América
Local time: 06:51
Inglês para Russo
+ ...
Do we have an emergency? Jul 28, 2024

Otherwise, idle curiosity about other people's money is tacky.

Siobhán Fulton
Jennifer Levey
 
B&B FinTrans
B&B FinTrans
Alemanha
Local time: 13:51
Membro
Inglês para Alemão
+ ...
A fund, yes, but not only for emergencies Jul 29, 2024

Since I don't have a pension insurance and my statutory pension entitlement is close to zero, I have been running my own diversified and low fee "pension fund" for more than 20 years with monthly contributions (as a percentage of my monthly income), using the dollar cost averaging and the interest compounding effect.
It has proven its worth and the passive income stream has continued to grow even during "emergency" periods like the GFC, the Covid crisis and the FTX crash, and it should co... See more
Since I don't have a pension insurance and my statutory pension entitlement is close to zero, I have been running my own diversified and low fee "pension fund" for more than 20 years with monthly contributions (as a percentage of my monthly income), using the dollar cost averaging and the interest compounding effect.
It has proven its worth and the passive income stream has continued to grow even during "emergency" periods like the GFC, the Covid crisis and the FTX crash, and it should compensate for the potentially lower income stream from my translation business in the challenging MT/AI years ahead... ▲ Collapse


Siobhán Fulton
 


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Poll: Do you have any emergency fund?






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